Money Train 3 Slot: Play for Free or Real Money

Written by:
Jon Ridehalgh
Fact checked by:
Bogdan Lunkan
November 20, 2023

Money Train 3 Online Slot

Get ready for another exciting train heist in Money Train 3 slot by Relax Gaming. Being the third addition to the popular Money Train series, the slot takes you to a visually upgraded steampunk setting. This time, you’ll join a new team with unique skills and weapons to help you.

Money Train 3 keeps its original 5×4 grid with 40 paylines. The game has 96.10% RTP and is available to play on any device at listed US sweepstakes casinos. You can benefit from wild symbols and random respin retriggers in the base game. But the main attraction is the Money Cart Bonus, featuring persistent special bonus symbols to help you win big. Step into this futuristic world of Money Train 3 and get a chance to win a max prize of up to 100,000x your stake.

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The game seems improved, but will it delight Money Train fans? Let’s explore the details of this third edition in our review below.

Money Train 3 Online Slot Review

🎰Money Train 3 Slot
🧑‍💻ProviderRelax Gaming
💰Maximum Win100,000x
💵Bet Levels1500 - 15000 coins
🔟Number of Reels5
🔟Number of Rows4
📱CompatibilityInstant Play Online, Mobile, Desktop, Tablet
🎁Bonus FeaturesWilds, Respin, Money Cart Bonus, Multipliers, Buy Feature
🇺🇸 Availability in the US?Sweepstakes Casinos / Fortune Social Casino

The first Money Train grabbed players with its Wild West theme, while Money Train 2 set up a steampunk world. Relax Gaming now presents Money Train 3, an exceptional gaming experience set in a more realistic future setting.

Money Train 3 maintains the wild bunch of bandits, greeting players with a cut scene of a cyberpunk criminal shooting the train. The background displays a steamy workshop with steampunk impacts, where cutting-edge technologies are being made in front of your eyes. The reels are set skillfully within a metal train covered with flame pipes and a terrifying skull front. Western music with modern sound effects also enhances the attractiveness of the scene.

The futuristic setting and upgraded graphics set this online slot game apart from the other two releases. Relax Gaming has also boosted the max win potential to 100,000x, elevating the excitement to unbeatable heights.

How to Play Money Train 3 Online Slot Game

Money Train 3 Gameplay

The Money Train 3 online slot has simple controllers that allow you to set your spin bet and enter the action quickly.

But since the software developer Relax Gaming is yet to acquire its US iGaming license, you’ll need to join one of the sweepstakes casinos from this page to legally access Money Train 3.

You can play for prizes in the sweeps coins mode there.

  • You can play Money Train 3 at Fortune Coins Casino and join the renowned bandits on another train heist. When launched, click the “+” or “-” buttons to adjust your stake between 1500 and 15,000 coins per spin.
  • After setting your bets, press the Spin button to start the game on a 5×4 grid. Next to the spin is the Autoplay option, which allows you to pick between 10 and 1000 auto-spins with the same stake. There is also a fast-forward icon that you can enable for quick spins.
  • The usual 40-pay line layout to create winning combinations remains unchanged. You can form a winning combination by landing 3 to 5 matching symbols from left to right on any paylines.
  • The payouts for getting five matching symbols are decent when the max bet is selected. The most valuable icon here is the bearded man in a cowboy hat, who can pay up to 20x the stake.

Lastly, the menu at the lower left side can help you learn all you need to know about the game’s paytable and bonus features. Money Train 3 demo mode is also an appealing solution for players who want to get familiar with the gameplay.

Money Train 3 Slot Payouts & Symbols

Money Train 3 Paytable

Like previous titles, the highest-paying symbols in Money Train 3 slot are robbers from the Wild West. The top-paying one is an old bearded guy, followed by two serious-looking men wearing gas masks and smoking cigarettes. The last one in line is a mystery heroine with blue hair that we encountered in the game’s intro. These symbols can pay out from 0.5x to 20x the bet.

Along with these criminals, you’ve low-paying card suites like Clubs, Diamonds, Hearts, and Spades. These can pay between 0.2 and 5x your stake. The Wild symbol is a gas mask that serves as a substitute icon and delivers up to 20x prizes. There is also a bonus symbol that can help you unlock the Money Cart bonus round.

Money Train 3 Bonus Features

Money Train 3 Bonuses

Money Train 3 is the best addition to the series because of its bonus features. These include the lucrative Money Cart Bonus Round, the Respin Feature in the base game, and a bonus buy option.

Respin Feature

Money Train 3 Free Spins

After any non-winning spin, you can trigger a respin bonus. During this bonus, one of the regular symbols becomes sticky and remains in place. If the same symbol shows up during a respin, it also becomes sticky and awards another respin. It will continue until no new symbols appear or the whole grid gets filled.

You’ll also come across multiplier symbols, awarding 1x, 2x, or 3x the bet. Landing these multipliers gives an extra respin, and they gather in a multiplier meter on the right side of the grid. When the feature ends, the collected multipliers are applied to your wins.

Money Cart Bonus

Money Train 3 Multiplier

The lucrative Money Cart round is what players are excited about in Money Train 3. It activates when three bonus symbols land anywhere on the reels. The triggering symbols become sticky and reveal their value, ranging from 1x to 10x the stake. Then the game begins with three spins, and each time a new symbol lands, it sticks and resets the spins counter to three. You can also unlock two extra reels by filling a column with symbols.

The persistent gold symbols can also substitute regular bonus symbols to help you trigger this bonus. If this is the case, the persistent symbol performs its role before the spins begin. The Money Cart action is identical to previous versions, but the range of special symbols to help get big wins is much greater this time.

  • Collector: Gathers the worth of visible symbols to their value.
  • Sniper: Randomly picks between three and eight bonus symbols and double their worth. He can shoot the same symbol repeatedly.
  • Collector Payer: Collects the values of three to five symbols and then provides the total value to those targets.
  • Necromancer: Revives 2 to 7 non-persistent symbols, letting them pay you again.
  • Absorber: Removes all normal bonus symbols except special symbols.
  • Tommy Gun Sniper: Tommy Gun Sniper will target any symbol and double its value by 2x to 6x.
  • Tommy Gun Payer: Picks a random symbol to load it with a multiplier ranging from 5 to 100x. It can happen three to ten times.
  • Persistent Collector: Add up the values of all symbols except its own on each spin.
  • Persistent Sniper: Shoot up to 8 bonus icons and doubles their value for each respin.
  • Persistent Collector Payer: Collects values from 3 to 5 symbols and then adds increasing values to these symbols.
  • Persistent Necromancer: Revives up to seven previously used non-persistent modifiers and can pick the same symbol continuously.
  • Persistent Shapeshifter: It is a new feature in Money Train 3 slot that can appear as any other special symbol on each play.

Bonus Buy

Money Train 3 Buy Feature

You can enter directly into the bonus round by using the bonus buy option. It gives you four options, which might result in big wins for those who grab the chance.

  • 1 Spin Feature: Costs 20x the bet and starts with one respin.
  • 2 Spin Feature: Costs 50x the bet and begins with two spins.
  • Original Feature: Costs 100x the bet and triggers the standard Money Cart Bonus.
  • Persistent Feature: Costs 500x the bet and assures that the bonus game triggers with one Persistent symbol.

Money Train 3 Winning Odds: RTP & Volatility Ratings

The Money Train 3 slot game has a higher-than-average RTP of 96.10%. It alone is considered decent, but it jumps to 96.50% when using buy bonus options. This high RTP indicates a low house edge of 3.9%, meaning a lower part of your stake will go to the casino operator.

You can expect a violent gaming experience because Money Train 3 has a high volatility rating from Relax Gaming. Achieving significant awards is difficult, so don’t expect to get these treasures easily. It may include many lost spins, but the payouts have the potential to be quite significant.

Play the Money Train 3 Slot and Demo at Sweepstakes Casinos!

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Relax Gaming surprised the online gambling market by proving they would not accept anything less than the best products. I loved how the designers went from an old Wild West idea to a futuristic design. It’s an excellent visual treat, especially for cyberpunk fans.

Compared to other games, the Respin Feature in the base game offers a unique gameplay twist. New modifiers covered in the popular Money Cart bonus game bring more exciting aspects to help steal big hauls. The possibility of winning up to 100,000x the bet is also incredible, especially given Relax Gaming’s stellar track record of huge wins.

If you fancy trying this game but are based in the US, you can now play Money Train 3 or other best slot games for free or cash prizes at the online sweepstakes casinos we’ve listed.


  • What is the Money Train 3 RTP?
    The Money Train 3 slot boasts a decent RTP of 96.10%, which can also increase to 96.50% using the buy feature. This RTP means you can recover 96.10% of your investment in the long run.
  • Can I play the Money Train 3 slot in the US?
    You can play Money Train 3 at our top-rated US social casinos online. We recommend playing at Fortune Coins Social Casino, as it allows you to play for free with Gold Coins. You can also take part in promotional play with Sweep Coins that you can redeem for real rewards.
  • What is the Money Train 3 slot variance?
    This Relax Gaming title has high volatility like other Money Train slots. So, the rewards comeless often, but when you hit a win, it will be more lucrative.
  • What is the biggest win in the Money Train 3 slot machine?
    In the Money Train 3 slot game, you may win up to 100,000x the bet. It is possible with the help of the 13 modifiers offered in the Money Cart Bonus. It's also double the win potential compared to the Money Train 2 slot.
  • Is Money Train 3 slot available on mobile devices?
    You can enjoy the future world of the Money Train 3 slot on any modern device. The developer created this slot with HTML5 technology, letting you join the Western bandits on iOS, Android, MAC, or Windows devices.
  • Who is the developer of the Money Train 3 slot game?
    Relax Gaming is the game provider behind this futuristic release. The firm started in 2010 in Malta and became one of the leading online casino software creators. They focus on offering premium slots and hold licenses in the UK, Malta, and Romania, ensuring access to a broad market.
  • What games are like Money Train 3 online slot?
    Try Cash Truck for a similar experience to Money Train 3. Here you'll join a gang of wasteland warriors and can win up to 25,000x the stake through the Cash Truck Raider Bonus. Cazino Zeppelin Reloaded is also a steampunk-themed slot featuring bonuses like multiplier wilds, sticky wilds, and free spins.
Jon Ridehalgh

As a passionate online slots enthusiast with 20 years of gaming experience and a decade of expertise in testing, reviewing, and writing about online slots. Jon’s current favorites are Relax Gaming and Push Gaming for their innovative offerings, but they can never resist the classics from Novomatic/Greentube when hitting the casino.

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